Can You Be Turned Down for a Medicare Supplement Plan?
The short answer is yes, except during your Medicare Supplement Open Enrollment period, which starts the first day you are enrolled in both Parts A and B of Original Medicare and ends six months later. Outside of this period, Medigap plans are allowed to use medical underwriting and deny you coverage or increase your premium if you have pre-existing health conditions.
Do I Have to Wait for Coverage?
Even if you enrolled during the open enrollment period, you can be denied coverage for pre-existing conditions for up to six months.