If you’ve received a notice that your Medicare Advantage plan is leaving your county at the end of the year, don’t panic — but do act quickly. Millions of seniors have faced similar disruptions in 2026 as insurers reshuffle their offerings.
When a plan exits, you’re granted a Special Enrollment Period (SEP). You can either enroll in another Medicare Advantage plan that serves your area, or return to Original Medicare and purchase a Medigap policy (with guaranteed-issue rights in many cases). The key is to compare your options before the SEP window closes.
Visit Medicare.gov to see all plans available in your ZIP code, or call 1-800-MEDICARE for free, unbiased counseling through your State Health Insurance Assistance Program (SHIP).
